Many clients come to SHARE to make sure their debts are cleared if they die – the mortgage on the family home, credit cards, personal loans, overdrafts and any other financial encumbrance. This is important because it means your family can maintain their lifestyle even if you aren't around.

Sometimes life throws unexpected events our way which make us wish we didnt have to worry about finances. Like a serious illness for example. When you are battling a serious illness, you need to focus on getting better and keeping your family close. Its not the time to be worrying about how you will meet next month's mortgage payment or where you will find the money to pay the credit card bill.

Trauma Insurance and Total Permanent Disablement Insurance can provide a lump sum when you are diagnosed with a serious illness or become permanently incapacitated. You can use these funds to clear your debts and focus on your recovery.Life Insurance, Trauma Insurance and Total Permanent Disablement Insurance are options that can help you clear debt if the unexpected happens. Your SHARE adviser can help you decide which of these options would benefit you and your family.